Loan Types:
Acquisition and development, bridge, construction, joint venture, mezzanine, nonrecourse, refinance, securities and stock based are all viable loan products. Ask about our expeditious programs for high net worth principals.
Property Types:
All classifications of apartment and ofifice buildings and complexes, medical buildings and facilities; agricultural, automotive, churches, industrial, hospitality, leisure, mixed use as well as special purpose properties can be submitted for financing.
Principals will decide what type of commercial loan best fits the project. You may want to choose among the numerous types of straight debt service loans. Or, you may decide that an equity partner might be more appropriate for your project. You may choose a combination. By speaking with one of our professional commercial loan officers, we can give you the information to help you decide.
Once the principals decide what type of loan product best fits the project concept, a loan package will be constructed and submitted. See our section under submit commercial loan to identify the required documents. If you do not have these documents, our Business Plan Resource Center Personnel will assist you in compilation of the necessary information and data to make a superior quality submission.
The lending sources we utilize have a documentable track record of funding your type of project. Some lenders charge up front fees that they account for and credit back to you at closing. Some may not charge up front fees but ask that you pay third party fees directly to the company providing the required service. This information will be made clear to you before engaging in the loan process.
Borrowers who want to proceed as smooth as possible should have their documents in order. The following documents should be completed or be made available within a reasonable amount of time: clear and concise executive summary, proforma, both historical (where appropriate) and projected;appraisal; collateralizing components; some idea of the expected loan to value and loan to cost figures; as is values as well as completed values;resumes that demonstrate experience in the project area as well as the availability of a financial statement for all principals. Additional figures and documents will eventually be required but our corporate officers will address these issues as they develop.
They will also address the issue of our fees as well as the lender's charges before we begin working on your project.There are numerous critical components required to assemble a cost competitive successful commercial loan submission with a lender who is able to fund your project. Once you decide that you will work with Equitable Mortgage Funding, LLC, we work with you from inception through completion. Once the process is initiated with us, we do not take days off. You will receive contact information that will allow you communication with one of our corporate loan officers 24/7.
Contact us for a free consultation regarding your commercial lending needs in the US, Caribbean, Mexico and Central America.
Residential Mortgage Loans
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!
Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.