Residential Mortgage Loans

Equitable Mortgage Funding, LLC can meet your mortgage needs for Florida and New Jersey. As a licensed Florida Mortgage Lender and a licensed New Jersey residential broker, we have mortgage broker relationships with many lenders. This means that we do the shopping for you to determine the best rate and terms available for your individual requirements.

Prequalification: This is the first step toward buying your home. Obtaining an accurate prequalification is critical and makes the loan process progress more smoothly. You should have pertinent documents available such as two years of tax returns, recent pay stubs and three months of bank statements ready to show the loan officer.

Mortgage Products: We offer all of the usual products-conventional, FHA, VA, USDA and reverse. Adjustable, fixed, refinance, FHA streamline. Ask about our funding programs for non-FNMA approved condominiums, condotels and resort condominiums.

Down Payment: Zero down payments are possible. However, this depends on the specifics on the loan requested. It is not available for all loan scenarios. Please contact us to determine if your loan request qualifies for zero down payment. FHA minimum requirement is 3.5%. If you do not want to utilize FHA financing, ask about our new 5% down program with no mortgage insurance.

New Loan Scenarios: Did you know that you can secure a loan without a credit score, a job or a down payment? Inquire about this program as it may best fit your needs and may provide the flexibility that you need. Securities, stocks, bonds and CD's may be leveraged.

The Loan Process: Start by contacting us. We will assist you with getting prequalified and choosing which loan program from our pool of lenders is the best fit for you. Once we begin to originate your loan, your loan officer is available to you seven days a week until your loan closes. Appropriate customer service and education is essential to the loan process. It is imperative that you understand every document and every charge in the loan process so that you are an informed consumer. Buying your home and obtaining a mortgage can be a very frustrating process. However, once it is completed, it can be one of the most rewarding things that you have done. We are here to help you through every step of the way. Call or email now.

Email: equitablemortgagefunding@gmail.com

New Jersey: Call (609) 231-7334

Florida: Call (772) 480-3358